Most people shrug off pennies as useless coins. Why shrug off pennies as coins deemed worthless, when you can save them up to cash in years later? Some people who dismiss pennies as useless coins are allegedly "instant gratification seekers." They failed to acknowledge that saving pennies can possibly do them some good beyond "rainy days."

Visionary thinkers see the bigger picture in saving pennies. They don't save them just to do it as a hobby. A visionary thinker has a clear and concise image in their mind that saving pennies for decades can do them good toward retirement, cashing in to start a business, or cash pennies and as a means of using funds toward paid advertising campaigns for an existing business. Throwing pennies away is literally like throwing your life savings away. It's the little things that add up over time.